Your average person's debt

For most people, debt is a fact of life. Used responsibly, debt can be a useful financial tool that allows us to afford big purchases like cars, homes, and education. Loans and credit provide access to money we don't currently have, but allow us to pay it back over time.

However, debt becomes problematic when it grows uncontrolled. H...

AI & Over Optimization

Artificial Intelligence is based on optimization. A measurable goal is set, and the system updates to better achieve that goal.

But what if the system over-optimizes? Like the famous hypothetical story of the paperclip maximizer. A system that is told to make paperclips by a paperclip company. The system does so to the absurd extreme...

The Dynamics of Traditional Hierarchies

The traditional hierarchy is generally characterized by rigid, top-down structures. In these structures, decision-making power is usually held by a single leader or a small group of individuals.

This traditional style of hierarchy is common in many organizations… from Countries to Companies to family groupings. In this article we wil...

The Loss of Jobs to Artificial Intelligence.


Is a wave of robots coming for our jobs?

The rise of AI

AI has already made significant inroads in various industries, from customer service chat bots to robotic assembly lines. The investor class is turning to robots and AI. Companies are investing billions in AI research and development. They do this looking for great return.


What’s in the box?! – Towards interpretability by distinguishing niches of value within neural networks.


Mathematical models can describe neural network architectures and training environments, however the learned representations that emerge have remained difficult to model. Here we build a new theoretical model of internal representations. We do this via an economic and information theory framing. We distinguish niches of valu...

The Housing Market

“Housing is always a safe stable investment” my parents used to say this to me. You can forgive them. While there are exceptions (cough, cough, 2008) this statement is generally true. The population is always rising, but the amount of land stays the same… especially in cities… where the jobs are. So, demand is generally always higher...

Economic Inequality

You are born. You learn. You grow… then you compete. You compete for money, attention, for love, and for a life worth living.

But sometimes… you are born into a world where the odds are stacked against you. Where the required ingenuity, effort, and luck is so high, that you cannot climb upwards.

During such times, people do not just ...

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Taking on the Camino for Ovarian Cancer


  • Follow Ingrid’ Clancys progress step by step, on her picture blog at (please “Follow” and “Comment” there to give her ...

Mitigating the Potential Dangers of Artificial Intelligence

The bots are coming! Artificial intelligence’s abilities are growing. What are the potential dangers? This is the hub for discussing this coming future.

It is ...

Implementing Asimov’s Laws of Robotics (The first law) - How alignment could work.

The Three Laws of Robotics

In 1942 Isaac Asimov started a series of short stories about robots. In those stories, his robots were programed to obey the three la...

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Midflip aims to make BIG groups smarter. Read the theory.